Testimonials:

My experience with you was fantastic. You contacted me right away after I submitted our information which is huge. Your keeping in touch with me through the process was great. Pricing was on the mark of what I expected.

Mighty Garage Doors, Inc.
San Diego, CA

"Thank you for your great service and your good rates. It has been a tough couple years for us contractors so we appreciate the help where we get it. Thank you."

Construction 37
Roseville CA


Did a web search, ran across you, call for a price, got the best deal and best service I have seen in a while.

Fresno Repair Service
Clovis, CA


"We got a great price and a company we can work with in the future. Everyone was very pleasant to work with and very patient while I was waiting to move forward."

S P Construction
Rancho Cucamonga CA



"You were the most expeditious and knowledgeable company I contacted, you offered a bond with an installment plan and your customer service is great."

East Bay Restorations
Oakland CA

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Workers Compensation for California Business Owners

What every employer needs to know


Workers compensation or better known as workman’s’ comp is a type of insurance mandated by the state which provides compensation to employees who suffer job related injuries and or illnesses. Most states have their own workers compensation programs, for most up-to-date information on workers comp in your state contact your state workers compensation office.

Who needs workers compensation coverage in California?

By California law all employers in the state are required to carry workers compensation insurance even if you have only one employee. This includes out-of-state employers who employ one or more employees. Or employees that enter into an employment contract in the state.

Can California workers compensation eliminate lawsuits?

You may be wondering if you still could still get sued if you have California workers compensation. The answer is that the workers comp program eliminates this regardless who is at fault. However it’s important to know that the workers compensation does not protect you from employee lawsuits. Workers can still sue their employers directly for injuries and misconduct.

Who pays the premiums for workers compensation in California and what are the cost?

The cost of workers’ compensation benefits is based on the gross payroll and the number and severity of illnesses and injuries that type of employer experiences. For example, a manufacturing company would have higher workers’ compensation costs than a professional practice. California law requires employers to cover the cost of workers’ compensation, employers may not ask the employee to purchase their own workers comp or ask to help cover the cost.

For additional information on California workers compensation or a list of California workers comp offerings, contact Elite Contractors Insurance at 877-331-9149 or visit http://www.elitecontractorsins.com.

Elite Contractors Insurance is an independent insurance agency based in Ramona, California and licensed in five states: California, Arizona, Nevada, Oregon and Washington. Elite Contractors Insurance specializes in the placement of surety bonds and other specialty insurance products such as workers compensation. For more information on obtaining a workers compensation contact Elite Contractors Insurance through its website, http://www.elitecontractorsins.com, or by calling toll-free, 877-331-9149, or by emailing info(at) EliteContractorsIns(dot)com